Inland marine insurance to protect your business as it grows and evolves.

How much would it cost to replace all of your tools and equipment? You have coverage for your business, why wouldn’t you have coverage for the tools that allow you to perform your work? That’s where inland marine insurance comes in.

What is inland marine insurance?

In the construction industry, your tools of the trade are your vehicle to get the job done. Inland marine insurance, also referred to as tools and equipment insurance, is different than property coverage. Inland marine insurance covers your tools and equipment while they are on their way to and from the job site and makes it easy for you to replace an important piece of portable property if it were to be vandalized, stolen, or otherwise destroyed.

Who needs tools and equipment coverage?

Any contractor who travels with their equipment, job materials, and supplies, should insure their tools and equipment with an inland marine policy. If your job requires you to transport tools and supplies to a job site, consider an inland marine policy to cover those tools in the event of an accident.

What does inland marine insurance cover?

You might think that a comprehensive commercial auto policy will cover you, but that’s only for your vehicle. Inland marine policies vary in what they cover, but most typically insure:

Inland marine insurance tends to be customized to your specific needs. We can help to provide advice regarding if and how your business might need it.

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As an independent agency, we are here to help you find the right Inland Marine Insurance coverage.