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Protecting Your Business as It Grows and Evolves

It’s your business. You need insurance that’s built just for you.

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As an independent agency, we are here to help you find the right coverage.

  • Please do not include sensitive, private information in this area.
  • This field is for validation purposes and should be left unchanged.

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Assurety Insurance & Consulting

Helping your business succeed with insurance and risk solutions.

We understand that no two businesses are alike. That’s why we work with you to help you make informed decisions to protect yout business and your future. Assurety Insurance & Consulting has been insuring business owners like you for over 20 years throughout Oregon, Washington, and Nevada.

We began our agency on the principle of understanding that the needs of every business vary and that there’s no cook-cutter solution. That’s where we’re different. Shopping for insurance is not just about processing a transaction, it’s about the communication with your agent, the trust, the expertise, and ultimately the relationship that is developed. We look forward to protecting your business as it grows and evolves. Learn more about our agency.

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Our Mission Statement

At Assurety Insurance & Consulting, it’s our mission to be a resource to our clients and to simplify the insurance buying process from start to finish so that your business is protected as it grows and evolves.

The Advantage of an Independent Agency Working for You

What makes our independent agency different?

  • We represent multiple insurance companies.
  • We are licensed insurance advisors.
  • We are by your side every step of the way.
  • We offer a wide variety of insurance solutions.
  • We are there for you in your time of need.
Find Out How

Coverage
Designed for Your Industry

20+ Years
Insuring Businesses

Complimentary
Business Consultations

Business Insurance Built Just for You

Our specialty is in insuring businesses in a variety of select industries. Find coverage for your business with business insurance and insurance by industry.

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Your Business is Unique, Your Insurance Should Be Too

We do things differently to help protect your business as it grows and evolves so you can find success to have peace of mind.

Business-Focused

We only specialize in insuring businesses within niche markets to provide unparalleled coverage and service.

Simplifying Insurance

We make insurance easy to understand so you can make informed decisions when protecting your business and your livelihood.

Trusted Relationships

We know insurance is more than a transaction, it’s about trust, expertise, and the relationship you have with your agent.

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Click it. Read it. Cover it.

Get a glimpse of the risks you face and how your insurance can protect what matters most.

Contractor
Commercial General Liability Coverage
Risk Factor

As a contractor, your business may be susceptible to many risks, such as claims due to bodily injury, property damage, personal injury, and more. And, if you hire other contractors to perform work on your behalf, you can be held responsible for any damage they cause on the job.

Solution

Commercial general liability insurance is an absolute necessity for every contractor. This type of protection provides broad coverage for premises, operations, products, and claims to third parties or property when you are deemed responsible and liable. It will also pay to defend any covered lawsuit or action regardless of its merit.

Commercial Property Coverage
Risk Factor

When a fire, theft, or another type of disaster strikes, your commercial property and everything within it can suffer a significant loss. This can have a detrimental effect on your business.

Solution

Commercial property insurance can help protect the property your business owns and leases, including things like equipment, inventory, furniture, and fixtures. Whether you own your building or lease your workspace, commercial property insurance can be purchased separately or can be combined with other necessary coverage to protect your business’ physical assets.

Contractors' Equipment Coverage
Risk Factor

You’re constantly moving your tools from one job site to another, exposing your contractor business to potential loss due to damage or theft. And without your specialized tools and equipment, your job site may come to a screeching halt.

Solution

As a contractor, you need contractors' equipment insurance - a policy specially designed to protect your tools and equipment on the move. The policy will cover equipment for a variety of losses, including fire, explosion, vandalism, theft, collision with other equipment or objects and overturning. Unlike standard commercial property insurance policies, contractors' equipment insurance often covers losses caused by floods and earthquakes.

Builders Risk and Installation Insurance
Risk Factor

A building under construction is not covered under a standard building insurance policy or a home insurance policy since it is not a complete structure. As a contractor, you may be responsible for unique loss exposures related to buildings under construction such as the theft of building materials and high valued equipment such as generators and compressors.

Solution

Builders risk and installation insurance provides coverage for homes or buildings while undergoing construction, until they are completed. The policy covers the contractors’ interest in materials at the job site before they are installed, construction materials in transit designated for the contractors' equipment insurance–a policy specially and the value of the property being constructed until it is completed.

Workers’ Compensation
Risk Factor

If one of your employees receives an injury or becomes ill due to a work-related occurrence, you are required by law to have the proper coverage in place.

Solution

Workers' compensation protects your employees should a job-related injury or sickness occur during the course of employment. This coverage is required by law and may vary by area, so be sure that you understand your obligations for all physical locations where your business operates in and all physical locations where you hire your employees.

Business Auto Insurance
Risk Factor

As a contractor, you have many exposures associated with your business vehicles–owned or leased. With a fleet of cars, trucks, vans, or other types of vehicles used in the course of business, a single accident can potentially put your contractor business in financial jeopardy.

Solution

Business auto insurance provides coverage for vehicles owned or leased by a contractor and provides coverage for bodily injury, property damage, and other exposures, and could include comprehensive and collision coverage as well.

Hold Harmless / Additional Insureds
Risk Factor

If you are performing as a contractor on a construction project where other contractors and vendors are involved, you could be held liable for any damages or injuries caused by the other contractors or vendors, leaving you with costly legal fees and settlement costs. Your business needs to be protected against the risk of some other company, vendor or subcontractor causing damage to people or property of your mutual customer.

Solution

Consider having a contract in place with each entity that includes a hold harmless agreement in your favor. A hold harmless agreement provides that the entity will hold you harmless for any injuries or damage caused by their negligence. In addition, the contract should require that the entity list you as an additional insured on their policy. This may provide you with coverage under their policy for injuries or damage they cause if you are named in a lawsuit.

Commercial Umbrella / Excess Insurance
Risk Factor

Losses and lawsuits are quite common in the construction business, and settlements can be substantial. If your business is found to be responsible for damage or injury on the job site, you could be facing a large liability loss that exceeds the basic limits of your standard policy.

Solution

You should consider purchasing a commercial umbrella insurance policy which provides higher limits, typically between $2,000,000 and $10,000,000, and often broadened coverages. Coverage is extended over various policies, including general liability insurance, business auto, and directors and officers liability insurance.

Contractor Insurance 101

Make sure you cover the unique risks you face with contractor insurance.

  • Click on the hotspots.
  • Discover your risks.
  • Get the right coverage.
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Insuring Businesses Across 3 States

We’re proud to insure businesses like yours across Oregon, Washington, and Nevada.

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  Contact Assurety Insurance & Consulting

As an independent agency, we are here to help you find the right coverage.

  • Please do not include sensitive, private information in this area.
  • This field is for validation purposes and should be left unchanged.

Tigard, OR

6950 SW Hampton Street, Suite 340
Tigard, OR 97223

 503-601-0350
 

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