Commercial umbrella insurance to protect your business as it grows and evolves.

You want the big projects, you need to be covered for the big problems. Commercial umbrella insurance provides that excess coverage for times your general liability isn’t enough.

Commercial umbrella insurance and your business.

Your commercial umbrella insurance, also called excess liability insurance, is exactly what it sounds like; it’s a safety umbrella to cover and protect you in the event of an emergency. An emergency, in this case, would be any tragedy that would cost your company beyond your existing coverage limits.

How commercial umbrella insurance works.

Say you had a car accident in your work vehicle on the way to the construction site, and the settlement from the collision was $1.5M. Now imagine that the current limit on your business auto policy is only $1M. Who is left holding the check for the other half a million dollars? Unless you have umbrella insurance to cover your business, you are responsible for covering the remainder of any settlement above and beyond what your current policy will pay. As with most things in life, being safe is better than being sorry.

Get commercial umbrella insurance for your business.

We pride ourselves on understanding the unique insurance needs of contractors and work hard to find you the lowest premiums and the best coverage for your business.

To get affordable umbrella insurance coverage for your business, call us and ask to speak to one of our commercial team members.

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As an independent agency, we are here to help you find the right Commercial Umbrella Insurance coverage.